ChatGPT Wallet lets "dot" agents pay without seeing your card
OpenAI launched ChatGPT Wallet, which its agents use to pay for you. It starts with Pro subscribers in the US.
The ChatGPT assistant can now pay for things for you. It never sees your card number, and you approve each purchase with your fingerprint or face. It is US-only for now.
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Why it matters
Payment uses a stand-in for your card, and every purchase needs your approval first.
Watch: an assistant that buys for you, only with your approval.
The details
- ChatGPT Wallet lets OpenAI's dot buy things on a user's behalf.
- It supports American Express, Mastercard and Visa cards.
- Before each purchase you review the items, the total and the card, then approve with Face ID or a fingerprint.
- The card network issues a stand-in token, so neither the agent nor the merchant sees your real card details.
- Rollout starts November 13, 2026 for ChatGPT Pro subscribers aged 18 or older in the US only.
Receipts
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