Compare
Kimi vs Microsoft Copilot
The differences that matter, in plain English. Same specs are hidden.
vs
The short answer
- Pick Kimi for coding and writing.
- Pick Microsoft Copilot for making images.
- Kimi costs $5 less a month.
| Spec | Kimi | Microsoft Copilot |
|---|---|---|
| Paid plan, per month | $15 a month | $20 a month |
| Writing | 8 | 7 |
| Coding | 8 | 6 |
| Research | 8 | 7 |
| Images | 3 | 7 |
| Value | 7 | 7 |
| Made by | Moonshot AI | Microsoft |
| Free plan | Yes, the Adagio plan is $0 | Yes, free with a Microsoft account (usage limits apply) |
| Paid plan | Plus, $15 a month when paid yearly ($180 a year) | Microsoft 365 Premium, $19.99 a month |
| Main model | Kimi K3 | — |
| Images | — | AI image creation (higher usage on paid plans) |
| Voice | — | AI audio, English only |
| Web search | Deep Research | — |
| Files | Works with documents, spreadsheets and slides | Works in Word, Excel, PowerPoint and Outlook |
| Apps | Web | Web and Microsoft 365 apps |
| Model you can download | Yes, Kimi K3 weights on Hugging Face (own license) | — |
| Checked | 2026-10 | 2026-10 |
Plans and prices change often: each row shows the month we checked. Scores are out of 10 and are our editorial view.
